If you have children under 18, you should appoint a guardian in your will. Otherwise, if you and your spouse die at the same time without such appointment, a court will select a guardian to care for your children and manage their inheritance until they become adults.

Your will can create a trust to control the property transferred to your children. A trust is useful if you are concerned that the children may lack the maturity to handle their inheritance after age 18.

Your lawyer can help you to select a guardian and create a trust in your will that protects your children and your wishes.