If you have a lawyer, bill collectors may only contact your lawyer.

Your lawyer can help you deal with your creditors before, during and after bankruptcy proceedings. Bill collectors may not contact you at unreasonable times at home, and they may not contact you at work if they know that your employer disapproves.

During bankruptcy proceedings, you will receive additional protection from bill collectors. At the beginning of the proceedings, the court will order your creditors to stop their collection activities, including lawsuits, wage garnishments, repossessions and telephone calls demanding payment.

BANKRUPTCY

Alternatives   Options   Getting Started

Your Creditors   Your Trustee   Your Property

Effects of Bankruptcy   Checklist